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Life Cover

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Because while our feelings for the people we share a home with are enduring, life itself is inherently uncertain.
POA Life Cover steps in to shoulder some of your family's financial obligations when you no longer can. How? By giving them a cash lump sum - up to £50,000 - to make up some of the shortfall when they no longer have your salary. It can help cover both the regular household outgoings, as well as any other costs that are harder to foresee. And, of course, funeral arrangements too.

Over 50s Life Insurance

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Protection for them, peace of mind for you. Lifelong cover for the over 50s, guaranteed. 
Over 50s life insurance is designed to meet the needs of people who want to enjoy peace of mind knowing their nearest and dearest will receive some financial protection when they're gone. Whether it's to pay for a funeral or simply leave an inheritance gift for loved ones, this policy can show your loved ones you're still looking out for them even when you're gone by providing a guaranteed cash lump sum payout when you die.

Income Protection Cover

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Pays out a chosen monthly benefit if accident or sickness stops you working.
If circumstances take a sudden turn for the worse it'll help you to cover your regular outgoings - from bills, rent, and mortgage repayments to a Friday night takeaway. Essentially, it gets to work when you can’t!

Accident Protection Plan

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Accidents, by their very nature, can happen at any time, any place and to anyone. 
Our Accident Protection Plan provides you with the peace of mind that if you were to die as the result of an accident, the people you care about would be protected financially.

50+ Personal Accident Plan

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50+ Personal Accident Plan gives older members a financial safety net in the event of an accident.
It pays out up to £6,000 to help deal with the consequences of accidents resulting in burns, fractures and dislocations. There’s a cash lump sum of £20,000 in the event of your death as a result of an accident; so if the worst should happen you’ll be leaving something for your loved ones.

Travel Insurance

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Passport? Plane tickets? Peace of mind?  
No matter where you’re headed on holiday this year, pack something extra alongside your regular travel essentials. We arrange travel insurance with quality, worldwide cover at a great price so you can jet off just as much as you like (up to 31 days per trip), secure in the knowledge that one affordable policy protects you all year round.