Who We Are

POAProtect – Working for Working Families

POAProtect is a trading name of Union Income Benefit (UIB). We aim to provide working people and their families with access to greater financial security through insurance policies that protect against the financial impact of major life traumas.

So far more than 2.5 million trade union members have benefited from our products and years of experience. Our UK-based operation is regulated by the Financial Conduct Authority and our commitment to the training and development of our staff has been recognised by Investors in People status since 2002.

At UIB we’re determined to offer customers the highest possible standards of services. We take pride in our clear information about the products and services we offer and, including fees and charges, and encourage you to ask if there’s something you don’t understand.

How We Help POA Members

We’ll make sure that you and your family have access to affordable financial protection:

-          £5,000 of FREE Accidental Death Cover

-          Insurance policies designed with members’ needs in mind, including Life cover, accident protection cover, up to £20,000 over 50s accident cover for death, broken bones, burns or dislocations and an income protection policy that pays out money every month if accident or sickness stops you working.

-          Members paid £45 million in claims over the past 20 years.

Plus, you can enjoy great online shopping discounts through the Union Rewards* website (sign up for FREE and get a £10 welcome bonus).

There are great savings to be had in store too with a Union Prepaid Plus* prepaid card, offering a wide range of cashback deals from some of the biggest names on the high street.

What We Stand For

-          A commitment to service excellence

-          Embracing technology and innovation to deliver affordable products and services

-          Acting with respect and integrity towards our customers, colleagues and partners

* Union Rewards and Union Prepaid Plus are trading names of Union Income Ltd, registered in England no.06595562