Help protect them when you no longer can

Gillian Cooper
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The things we do for love! Cheering from the side-lines when they’re 6-0 down; overlooking the messy bedroom while they’re cramming for exams; Justin Bieber concerts; shaking hands with their first boyfriend through gritted teeth; the ‘taxi’ to swimming lessons twice a week; the packed lunches; and the after-school ‘artwork’ we pin on our fridge doors...
You look out for your loved ones every day. Maybe UsdawProtect can help keep up the good work when you’re gone.
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Usdaw Life Cover steps in to shoulder some of your family’s financial obligations when you no longer can. How? By giving them a cash lump sum - up to £50,000 - to make up some of the shortfall when they no longer have your salary. It can help cover both the regular household outgoings as well as any other costs that are harder to foresee and, of course, funeral arrangements too.

The average cost of a funeral has more than doubled since 2000 and if the trend continues, it’s predicted that costs could reach £6,107 by 2023*. By taking out just £20,000 of life cover, you’ll help your nearest and dearest cover immediate expenses and more. With so much else to deal with at this difficult time, helping with the short-term finances for your partner or children can be just the first step towards getting their lives back on track.

It’s not the only way life insurance can help them - our cover can also be a longer-term solution for any family who would struggle to pay bills, meet mortgage repayments, bring up the kids and keep meals on the table without your regular income.

It’s about helping to keep things ticking over. It’s about helping to take care of them, even when you’re not around. It’s about telling them you still love them.

Don’t just take our word for it though. Amanda, 46, from Derbyshire explains why she purchased life insurance, “I have two boys and just worry about leaving them without anything and paying for my own funeral.”

Deborah, 47, from Staffordshire agrees that family are extremely important, especially her husband, Paul. “I felt that I had a responsibility to put something in place for him should that day come”.

Life insurance is for people like Amanda and Deborah. It’s for people who want to enjoy peace of mind knowing their nearest and dearest are going to be ok financially when they’re gone. It’s for people who want to help their family and home hold together when everything else can feel like it’s falling apart. It’s for people who have been looking after their loved ones for years, and now want a way to help secure their future too.

Remember...

- No health checks - guaranteed acceptance for UK residents aged 18-64

- Up to £50,000 cash lump sum

- No price increases

- Your premiums stay the same throughout your cover

Year 1 Cashback – get 10% of your first year’s paid premiums back, as a thank you for choosing UsdawProtect.

Simply visit www.usdawprotect.com/life or call 0800 033 4182 for a free quote.

Year 1 Cashback Terms and Conditions: 1. The cashback amount payable is 10% of the first 12 months paid premiums. 2. The cashback will be due once the 12th paid premium has been successfully collected and the policy is fully paid up to date. 3. The cashback will be credited to the nominated bank account, from which the monthly premiums are collected.

This policy is arranged by UsdawProtect and underwritten by Scottish Friendly Assurance Society Limited. The cashback is paid by UsdawProtect.

* Mintel: Funerals – UK January 2007 / Matter Research August 2014 / Forecast based on average annual compound growth rate of 6.33% each year between 2007 and 2015.

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