Government Reforms Set to Bring Down the Cost of Car Insurance

Gillian Cooper
Insurance news
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Keeping things brief this month with an update that could save you money on the cost of your car insurance!
A change in the way whiplash claims are calculated spells good news for motorists, as car insurance premiums dropped by £100 between December and February.

That’s according to's Premium Drivers Index, which attributed the sharp decrease to the Government’s recent amendments to the Civil Liability Act – the personal injury compensation system.*

Although the reforms (which aim to make the payout system fairer) don’t come into effect until next year, insurers have already passed on lower costs to drivers. The average annual premium now stands at £690 and a review of the rate used to calculate payouts in serious personal injury claims, scheduled for later this year, could see this drop further still.†

Insurers are being forced to price competitively for other reason too, not least to attract a dwindling customer base following a reduction in the number of cars registered in the UK.†

Brought to you by UniteProtect, who have launched a new car insurance comparison website for Unite members -



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