Gets to work when you can't
Income Protection Cover pays out money every month if an accident or sickness stops you from working. It will help you to cover regular outgoings - from bills, rent, and mortgage repayments to a Friday night takeaway - if circumstances take a sudden turn for the worse.
The policy will pay out until you're able to return to work or you reach the end of your 12 month benefit period, whichever is sooner.
Your cash benefits kick in after you have been off work for a period of time, that you choose when you take out your policy (waiting period). This is how long you would need to be off work before your benefits kick in.
We’ll deliver your monthly cash after your chosen waiting period (30 to 365 days – you decide). The longer waiting period you choose the cheaper your premium will be.
To summarise, Income Protection can:
• help cover your regular outgoings if you can't work
• protect you and your lifestyle
• make sure that incapacity doesn’t become a financial disaster for your family
• ensure that you can continue to provide for your loved ones even if you can’t work
• mean that you don’t have to rely on savings or state benefits if you're unable to work
Essentially, it gets to work when you can’t!