Put simply, the Health Cash Plan is an easy, low-cost way to look after your essential medical requirements, including up to 100% of your money back on dental and optical cover (up to a maximum of £150 benefit each per year). The plan also covers therapy treatments and you'll get money back towards prescription charges and specialist consultation fees.
With cover starting from £15.27 per month, just a couple of treatments a year is often all it takes to see the plan pay its way.
Claiming your cashback on the plan couldn't be simpler - you pay the bill upfront, then send your receipt and claim form to Compass Underwriting Limited - they aim to pay your claim within 5 working days of approval.
Plus:
• There are no medical questions;
• Pre-existing conditions are covered (following the qualifying periods that apply to each benefit);
• Cover for accidents is instant.
It isn't private medical insurance, but what it will do, is give you cash to cover more routine services, such as a visit to the optician, a dental filling or physio for a sore shoulder. It even includes cover for hospital car parking costs and will pay out £200 for a new baby, £900 if it's twins (a 300 day qualifying period applies).
Rather than relying on savings or a credit card, the health cash plan enables you to claim back some or all of the expense....because those expenses do add up!
And it's not only financial benefits offered by your plan. There's access to a 24-hour helpline and counselling service for added peace of mind.