Unite Car Insurance

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Compare Unite Car Insurance Quotes

It’s easy to compare car insurance quotes online with the Unite Car Insurance Comparison website.

Whether you’re looking to beat your current provider’s renewal quote or you want to insure a new vehicle, simply click the “Get a Quote” button, enter your details and within 5 minutes, you’ll be able to:

  1. Compare quotes from up to 60 insurance brands
  2. Get prices for all levels of cover, including full comprehensive and third party
  3. Compare prices and features to help you choose the right policy for you

Or, if you prefer to compare quotes over the phone, please call our friendly UK based team on 0330 022 6713.

Here's what Sarah from Lingfield had to say: “I recently saved over £75 buying car insurance through the UniteCar website. I could have saved even more money but decided to buy a better policy with a courtesy car and lower excess in case we have an accident. I am really pleased to save some money.”

  • Unite Car Insurance Comparison

    Buy car insurance with confidence using a Unite approved service.

    Ultimately car insurance is more than just a legal requirement - there's a certain peace of mind that comes with knowing that you, your vehicle and the people who use it are going to be protected financially whatever the road ahead holds.

    However "The mistake most drivers make is failing to shop around for the best premium and simply accepting an insurer's renewal quote, which is likely to be much higher" (This is Money).

    And that's where being part of the Unite family can pay off. UniteProtect has launched a new Unite Car Insurance Comparison website for Unite members to help members save money and find the right insurance.

    So whether you’ve had a past driving conviction or have an older car, we’ll help you find a policy that meets your requirements.

    Take Sarah from Lingfield “I recently saved over £75 buying car insurance through the UniteCar website. I could have saved even more money but decided to buy a better policy with a courtesy car and lower excess in case we have an accident. I am really pleased to save some money.”

    Simply enter your details and the www.UniteCar.co.uk website will compare quotes from up to 60 insurance brands to get the best deals for you! Or if you prefer to speak with one of our friendly UK based customer service team, please call us on 0330 022 8272.

    UK based call centre open 8.30am to 5pm Monday to Friday. Calls to 0330 numbers cost no more than a national rate call to an 01 or 02 number and will count towards any free minutes you may have on your phone contract. Check with your network provider for full details of your service.

    Unite the Union is an Introducer Appointed Representative of UniteProtect, a trading name of Union Income Benefit Holdings Ltd (FRN 307575). UniteProtect is an introducer for Vast Visibility Limited, who administer the UniteProtect Car Insurance website and are authorised and regulated by the Financial Conduct Authority under firm reference number 566973.

  • Car insurance premium hikes

    Recent months have seen a huge upheaval in the industry, and the repercussions for some customers are serious. Young drivers are among those hardest hit by the changes, with premiums for under-22s forecast to increase by as much as £1,000. At the other end of the spectrum, a £300 price hike could be about to hit the 65-and-over age bracket.  Even 45-60 year olds are seeing substantial price increases.

    One of the main reasons for the sudden increase is the rising rate of insurance premium tax (IPT), which this summer jumped from 10% to 12%, typically bumping up premiums by £15. While the 2% increase may not seem a lot, bear in mind it's the latest in a series of hikes; motorists paid just 6% back in 2015.

    The Governments decision to overhaul the way personal injury claims are calculated has made the situation worse and put prices up further. While pay-outs for these claims are now higher, the knock-on effect is that insurers have raised premiums to account for this, passing the cost back to their customers.

    In fact, drivers may have already noticed steeper premiums. According to MoneySavingExpert.com, the cost of car insurance has already soared 12% in the last year. With this trend set to continue, experts agree it's more important than ever to shop around for a fairer deal.

    Check out how much you can save - Click here to get your quote

    Sources: https://www.theguardian.com/money/2017/may/29/car-insurance-in-uk-hits-record-high-as-tax-rate-on-premiums-increases-ipt
    https://www.moneysavingexpert.com/news/insurance/2017/02/severely-injured-claimants-to-receive-larger-payouts-as-insurers-warn-of-higher-premiums

  • Customer Testimonials

    What our customers had to say:

    "I bought a new car & my insurer increased my price to £146.40. So I shopped around. I got the best price on here at £71.14. I just cancelled my existing & took out the new one." Joe from Leeds

    "Absolutely chuffed with the price. My premium increased from £291.42 to £525.36, but I just got a quote on Unite Car for £240.86. I can’t believe I’m actually saving on my old premium." Helen from Kent

    "I recently saved over £75 buying car insurance through the UniteCar website. I could have saved even more money but decided to buy a better policy with a courtesy car and lower excess in case we have an accident. I am really pleased to save some money." Sarah from Lingfield

  • What kind of insurance should I get?

    Comprehensive

    This offers the highest level of protection you can get for you and your car, as well as other people and their property.

    Third-party, fire and theft (also known as TPFT)

    It insures you against damage caused to someone else or their property, including your passengers, as the result of an accident. It also covers you if your vehicle is stolen (or damage occurs as the result of an attempted theft e.g. stolen radio) or is involved in a fire. The fire damage applies to accidental fires as well as arson (however you’ll need a crime reference number to make a claim for the latter). It does not pay out if your car is stolen or damaged, even if the accident is not your fault.

    Third-party

    This is the minimum level of cover required by law. It insures you against damage caused to someone else or their property, including your passengers, as the result of an accident. It does not pay out if your car is stolen or damaged, even if the accident is not your fault.

  • Do I need car insurance if my car is never on the road?

    If your car is not on the road, then you must apply for a Statutory Off Road Notification (SORN), which means that you don’t need to tax or insure your vehicle.

  • Does my age affect car insurance premiums?

    Yes, young and new drivers may find car insurance more expensive.

    This is because, statistically speaking, young drivers are one of the riskiest groups on the road. That's why it's especially important to compare car insurance quotes and try to find the best deal possible.

  • What is a No Claims Bonus?

    A No Claims Bonus or No Claims Discount is awarded to you by your insurer if you haven't had to claim on your car insurance for a certain length of time.

    Your insurer will usually reduce the cost of your policy - as it indicates that you may be a careful driver.

    The longer you don't claim for, the lower your premiums could be.

  • What is a voluntary excess?

    When you buy a car insurance policy, you can choose a voluntary excess.

    This is an amount you’ll need to pay in addition to your compulsory excess, when you need to make a claim.

    If you choose a high voluntary excess, your monthly premiums may be cheaper - but ensure that you would definitely be able to afford to pay this amount yourself when needed.

  • What do I need to get a quote on the www.UniteCar.co.uk website?

    To get a quote on the Unite Car Insurance comparison website, it will be useful to have the following to hand to help you get an accurate quote as quickly as possible.

    Vehicle details
    · Vehicle number plate
    · Estimate of how many miles you drive each year
    · Modifications you've made to the vehicle

    About you
    · Your occupation
    · Details of any points, speeding tickets or disqualifications you’ve had in the last 5 years
    · Any accidents you’ve had or claims you’ve made in the last 5 years, including the date, type of accident and the claim cost
    · No claims bonus

    Your licence
    · The type of licence, e.g. Full, Provisional
    · How long you have had it for

    Additional drivers
    · Is anyone else going to drive your car?
    · If so you’ll need their names, licence details and driving history too.

    Simply click here to be redirected to the Quote form to see how much you could save.

  • How can I make a claim?

    You’ll need to contact your insurer directly to make a claim – their contact details will be in your policy documents, which we emailed to you.

    You’ll also need to let them know if you’ve had an accident, regardless of whether it was your fault or someone else’s.

  • Is the service approved by Unite?

    Yes, the car insurance comparison website service is approved by Unite, as seen on the Unite Membership Benefits page - https://unitetheunion.org/why-join/member-offers-and-benefits/

  • How do I get a quote?

    To get a quote, go to https://insurance.uniteprotect.co.uk/car/AboutYou.aspx, enter your details and within 5 minutes you'll receive quotes from up to 60 insurance brands. Or, if you prefer to compare quotes over the phone, please call our friendly UK based team on 0330 022 6713.

Unite Car Insurance Comparison

Buy car insurance with confidence using a Unite approved service.

Ultimately car insurance is more than just a legal requirement - there's a certain peace of mind that comes with knowing that you, your vehicle and the people who use it are going to be protected financially whatever the road ahead holds.

However "The mistake most drivers make is failing to shop around for the best premium and simply accepting an insurer's renewal quote, which is likely to be much higher" (This is Money).

And that's where being part of the Unite family can pay off. UniteProtect has launched a new Unite Car Insurance Comparison website for Unite members to help members save money and find the right insurance.

So whether you’ve had a past driving conviction or have an older car, we’ll help you find a policy that meets your requirements.

Take Sarah from Lingfield “I recently saved over £75 buying car insurance through the UniteCar website. I could have saved even more money but decided to buy a better policy with a courtesy car and lower excess in case we have an accident. I am really pleased to save some money.”

Simply enter your details and the www.UniteCar.co.uk website will compare quotes from up to 60 insurance brands to get the best deals for you! Or if you prefer to speak with one of our friendly UK based customer service team, please call us on 0330 022 8272.

UK based call centre open 8.30am to 5pm Monday to Friday. Calls to 0330 numbers cost no more than a national rate call to an 01 or 02 number and will count towards any free minutes you may have on your phone contract. Check with your network provider for full details of your service.

Unite the Union is an Introducer Appointed Representative of UniteProtect, a trading name of Union Income Benefit Holdings Ltd (FRN 307575). UniteProtect is an introducer for Vast Visibility Limited, who administer the UniteProtect Car Insurance website and are authorised and regulated by the Financial Conduct Authority under firm reference number 566973.

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Car insurance premium hikes

Recent months have seen a huge upheaval in the industry, and the repercussions for some customers are serious. Young drivers are among those hardest hit by the changes, with premiums for under-22s forecast to increase by as much as £1,000. At the other end of the spectrum, a £300 price hike could be about to hit the 65-and-over age bracket.  Even 45-60 year olds are seeing substantial price increases.

One of the main reasons for the sudden increase is the rising rate of insurance premium tax (IPT), which this summer jumped from 10% to 12%, typically bumping up premiums by £15. While the 2% increase may not seem a lot, bear in mind it's the latest in a series of hikes; motorists paid just 6% back in 2015.

The Governments decision to overhaul the way personal injury claims are calculated has made the situation worse and put prices up further. While pay-outs for these claims are now higher, the knock-on effect is that insurers have raised premiums to account for this, passing the cost back to their customers.

In fact, drivers may have already noticed steeper premiums. According to MoneySavingExpert.com, the cost of car insurance has already soared 12% in the last year. With this trend set to continue, experts agree it's more important than ever to shop around for a fairer deal.

Check out how much you can save - Click here to get your quote

Sources: https://www.theguardian.com/money/2017/may/29/car-insurance-in-uk-hits-record-high-as-tax-rate-on-premiums-increases-ipt
https://www.moneysavingexpert.com/news/insurance/2017/02/severely-injured-claimants-to-receive-larger-payouts-as-insurers-warn-of-higher-premiums

Customer Testimonials

What our customers had to say:

"I bought a new car & my insurer increased my price to £146.40. So I shopped around. I got the best price on here at £71.14. I just cancelled my existing & took out the new one." Joe from Leeds

"Absolutely chuffed with the price. My premium increased from £291.42 to £525.36, but I just got a quote on Unite Car for £240.86. I can’t believe I’m actually saving on my old premium." Helen from Kent

"I recently saved over £75 buying car insurance through the UniteCar website. I could have saved even more money but decided to buy a better policy with a courtesy car and lower excess in case we have an accident. I am really pleased to save some money." Sarah from Lingfield

FAQ
What kind of insurance should I get?

Comprehensive

This offers the highest level of protection you can get for you and your car, as well as other people and their property.

Third-party, fire and theft (also known as TPFT)

It insures you against damage caused to someone else or their property, including your passengers, as the result of an accident. It also covers you if your vehicle is stolen (or damage occurs as the result of an attempted theft e.g. stolen radio) or is involved in a fire. The fire damage applies to accidental fires as well as arson (however you’ll need a crime reference number to make a claim for the latter). It does not pay out if your car is stolen or damaged, even if the accident is not your fault.

Third-party

This is the minimum level of cover required by law. It insures you against damage caused to someone else or their property, including your passengers, as the result of an accident. It does not pay out if your car is stolen or damaged, even if the accident is not your fault.

Do I need car insurance if my car is never on the road?

If your car is not on the road, then you must apply for a Statutory Off Road Notification (SORN), which means that you don’t need to tax or insure your vehicle.

Does my age affect car insurance premiums?

Yes, young and new drivers may find car insurance more expensive.

This is because, statistically speaking, young drivers are one of the riskiest groups on the road. That's why it's especially important to compare car insurance quotes and try to find the best deal possible.

What is a No Claims Bonus?

A No Claims Bonus or No Claims Discount is awarded to you by your insurer if you haven't had to claim on your car insurance for a certain length of time.

Your insurer will usually reduce the cost of your policy - as it indicates that you may be a careful driver.

The longer you don't claim for, the lower your premiums could be.

What is a voluntary excess?

When you buy a car insurance policy, you can choose a voluntary excess.

This is an amount you’ll need to pay in addition to your compulsory excess, when you need to make a claim.

If you choose a high voluntary excess, your monthly premiums may be cheaper - but ensure that you would definitely be able to afford to pay this amount yourself when needed.

What do I need to get a quote on the www.UniteCar.co.uk website?

To get a quote on the Unite Car Insurance comparison website, it will be useful to have the following to hand to help you get an accurate quote as quickly as possible.

Vehicle details
· Vehicle number plate
· Estimate of how many miles you drive each year
· Modifications you've made to the vehicle

About you
· Your occupation
· Details of any points, speeding tickets or disqualifications you’ve had in the last 5 years
· Any accidents you’ve had or claims you’ve made in the last 5 years, including the date, type of accident and the claim cost
· No claims bonus

Your licence
· The type of licence, e.g. Full, Provisional
· How long you have had it for

Additional drivers
· Is anyone else going to drive your car?
· If so you’ll need their names, licence details and driving history too.

Simply click here to be redirected to the Quote form to see how much you could save.

How can I make a claim?

You’ll need to contact your insurer directly to make a claim – their contact details will be in your policy documents, which we emailed to you.

You’ll also need to let them know if you’ve had an accident, regardless of whether it was your fault or someone else’s.

Is the service approved by Unite?

Yes, the car insurance comparison website service is approved by Unite, as seen on the Unite Membership Benefits page - https://unitetheunion.org/why-join/member-offers-and-benefits/

How do I get a quote?

To get a quote, go to https://insurance.uniteprotect.co.uk/car/AboutYou.aspx, enter your details and within 5 minutes you'll receive quotes from up to 60 insurance brands. Or, if you prefer to compare quotes over the phone, please call our friendly UK based team on 0330 022 6713.