The publication claimed it would be “foolish to go without,” citing US travels as a good example of how travel insurance can save “hundreds of thousands of pounds if you have a major illness or accident.”

It added that even in European countries, where holidaymakers are protected by the European health insurance card (EHIC), having comprehensive travel cover is still necessary to pay for repatriation to the UK.

On the subject of life insurance, the newspaper highlighted the benefits a policy can bring to breadwinners with children or a partner who rely on their salary. However, readers were also encouraged to think carefully about the level of cover they need, how long they want it to last and whether it should reduce over time.

Source: http://www.independent.co.uk/money/insurance/insurance-get-covered-in-all-the-right-places-8326004.html